Retail merchant accounts are for those merchants who have a physical store front or for those merchants who will be in a face to face environment with their customers and will be able to accept card present transactions. This is the least expensive type of credit card processing as it is the least risky due to the fact that the card is physically present at the time of the transaction. With retail merchant accounts, the merchant usually purchases a credit card terminal or point of sale system where the card is either swiped or keyed and the system will automatically batch out and transmit data to the merchant account provider at the end of every business day. Retail merchant accounts are fairly easy to set-up and only require a merchant account application, copy of drivers license, copy of void check for business account and copy of business license.

RDO Equipment Co. began with CSI in July 2001 and has received outstanding support and service from Keven and his staff.

We are very pleased with the level of service and support that we receive and would highly recommend them to any company.                     - Kathy Bergeron, Treasury Specialist

Credit / Debit Card Processing

Credit Card Processing allows businesses to accept non-cash bank card or ATM/Debit payment for sales transactions. Bank cards such as Visa, MasterCard, Discover or American Express provide credit funds to customers, while ATM/Debit cards electronically subtract funds from a customer's checking or savings account. Customers increasingly demand the option to pay by credit card or ATM/Debit card. Businesses that accept credit cards can keep less cash on hand and can even reduce fraud.

• It’s easier for customers to pay you. Plus, they often spend more.
• You can accept orders by telephone or Internet.
• Your business enjoys enhanced credibility.